mortgage Origna8Mortgage

Privacy Policy

Last updated on 31 July 2026

This privacy notice for Origna8 Mortgage LLC ("Origna8Mortgage," "Company," "we," "us," or "our") describes how and why we might collect, store, use, and/or share ("process") your information when you use our services ("Services"), such as when you:

  • Visit our website at origna8mortgage.com, or any website of ours that links to this privacy notice
  • Contact us about a mortgage loan, or apply for one through us
  • Engage with us in other related ways, including any sales, marketing, or events

Questions or concerns? Reading this privacy notice will help you understand your privacy rights and choices. If you do not agree with our policies and practices, please do not use our Services. If you still have any questions or concerns, please contact us at info@origna8.com.

Summary of key points

This summary provides key points from our privacy notice. You can find more detail on any of these topics in the section of the same name below.

  • What personal information do we process? When you visit, use, or navigate our Services, we may process personal information depending on how you interact with Origna8Mortgage and the Services, the choices you make, and the products and features you use.
  • Do we process any sensitive personal information? Yes. Because we arrange mortgage financing, we may process financial data, credit worthiness data, and government identifiers such as Social Security numbers — when necessary, with your consent, or as otherwise permitted by applicable law.
  • Do we receive any information from third parties? We may receive information from consumer reporting agencies, public databases, marketing partners, and other outside sources.
  • How do we process your information? We process your information to provide, improve, and administer our Services, to evaluate and arrange mortgage financing you request, to communicate with you, for security and fraud prevention, and to comply with law. We process your information only when we have a valid legal reason to do so.
  • In what situations and with which parties do we share personal information? We may share information in specific situations and with specific third parties, including the lenders we submit your application to.
  • How do we keep your information safe? We have organizational and technical processes and procedures in place to protect your personal information. However, no electronic transmission over the internet or information storage technology can be guaranteed to be 100% secure.
  • What are your rights? Depending on where you are located geographically, the applicable privacy law may mean you have certain rights regarding your personal information.

Table of contents

  1. What information do we collect?
  2. How do we process your information?
  3. When and with whom do we share your personal information?
  4. Do we use cookies and other tracking technologies?
  5. How long do we keep your information?
  6. How do we keep your information safe?
  7. Do we collect information from minors?
  8. What are your privacy rights?
  9. Controls for do-not-track features
  10. Do California residents have specific privacy rights?
  11. Do we make updates to this notice?
  12. How can you contact us about this notice?
  13. How can you review, update, or delete the data we collect?
  14. Mobile messaging privacy

1. What information do we collect?

Personal information you disclose to us

In short: We collect personal information that you provide to us.

We collect personal information that you voluntarily provide to us when you express an interest in obtaining information about us or our Services, when you contact us, when you begin a mortgage loan inquiry or application, or otherwise when you interact with us.

Personal information provided by you. The personal information we collect depends on the context of your interactions with us and the Services, the choices you make, and the products and features you use. It may include:

  • names
  • phone numbers
  • email addresses
  • mailing addresses
  • job titles
  • contact preferences
  • contact or authentication data
  • billing addresses
  • debit/credit card numbers

Sensitive information. When necessary, with your consent or as otherwise permitted by applicable law, we process the following categories of sensitive information:

  • financial data
  • credit worthiness data
  • social security numbers or other government identifiers
  • income, employment, and asset information provided in connection with a mortgage loan application

All personal information that you provide to us must be true, complete, and accurate, and you must notify us of any changes to such personal information.

Information automatically collected

In short: Some information — such as your Internet Protocol (IP) address and/or browser and device characteristics — is collected automatically when you visit our Services.

We automatically collect certain information when you visit, use, or navigate the Services. This information does not reveal your specific identity (like your name or contact information) but may include device and usage information, such as your IP address, browser and device characteristics, operating system, language preferences, referring URLs, device name, country, and other technical information. This information is primarily needed to maintain the security and operation of our Services.

Information collected from other sources

In short: We may collect information from consumer reporting agencies, public databases, and other outside sources.

With your authorization, we may obtain information about you from consumer reporting agencies — including your credit report and credit score — employers, financial institutions, appraisers, title and settlement providers, and other parties involved in your transaction. We may also obtain information from public databases, joint marketing partners, affiliate programs, and data providers in order to update our records and provide relevant offers and services to you.

2. How do we process your information?

In short: We process your information to provide, improve, and administer our Services, to arrange the financing you request, to communicate with you, for security and fraud prevention, and to comply with law.

We process your personal information for a variety of reasons, depending on how you interact with our Services, including:

  • To evaluate, process, and arrange your mortgage loan. We process your information to assess your inquiry or application, to identify loan options, and to submit your application to lenders on your behalf.
  • To verify information and prevent fraud. We process your information to verify your identity and the accuracy of what you provide.
  • To comply with law. We process your information to meet our legal, licensing, recordkeeping, and regulatory obligations.
  • To respond to user inquiries and offer support. We may process your information to respond to your inquiries and solve any potential issues you might have with the requested service.
  • To send administrative information to you. We may process your information to send you details about our products and services, changes to our terms and policies, and other similar information.
  • To send you marketing and promotional communications. We may process the personal information you send to us for our marketing purposes, if this is in accordance with your marketing preferences. You can opt out of our marketing emails at any time.
  • To evaluate and improve our Services. We may process your information to identify usage trends and to evaluate and improve our Services, products, marketing, and your experience.

3. When and with whom do we share your personal information?

In short: We do not sell your personal information. We may share it in the specific situations described in this section.

We may need to share your personal information in the following situations:

  • Lenders and investors. We share the information needed to evaluate and place your loan with the lenders we submit your application to on your behalf, and with any party that may acquire or service your loan.
  • Settlement service providers. We share information as needed with consumer reporting agencies, appraisers, title and escrow companies, insurers, notaries, and document providers involved in your transaction.
  • Service providers. We use third-party service providers that process visitor information on our behalf. Our website is delivered by Cloudflare, Inc. (San Francisco, CA, USA) through its global edge network, which also provides TLS, DDoS protection, and a Web Application Firewall. Cloudflare may set technical cookies such as __cf_bm for bot management. See Cloudflare's privacy policy at cloudflare.com/privacypolicy.
  • Regulators, auditors, and law enforcement. We may share information where required by law, subpoena, or examination, or to protect our legal rights.
  • Business transfers. We may share or transfer your information in connection with, or during negotiations of, any merger, sale of company assets, financing, or acquisition of all or a portion of our business to another company.
  • Business partners. We may share your information with our business partners to offer you certain products, services, or promotions.

Federal privacy notice. As a financial institution, our collection and sharing of nonpublic personal information is also governed by the Gramm-Leach-Bliley Act. If you apply for a loan with us, you will receive our Privacy Notice describing those practices and any right you have to limit sharing. Where that notice and this policy differ as to loan information, the Privacy Notice controls.

4. Do we use cookies and other tracking technologies?

In short: We use a small number of cookies and similar technologies, primarily for security. We do not use cross-site advertising or remarketing trackers.

The categories of cookies and tracking technologies we use are:

  • Strictly necessary (Cloudflare). Our website is delivered by Cloudflare, which may set technical cookies such as __cf_bm (bot management, roughly a 30-minute lifespan) and cf_clearance (security challenge result). These are required for the site to function securely and cannot be disabled while using the Services.

We do not use advertising cookies, retargeting pixels, social media tracking pixels, or session-replay tools on this website.

You can generally control cookies through your browser settings. Most browsers allow you to block, delete, or be notified about cookies. If you block strictly necessary cookies, parts of the site may not function. To opt out of interest-based advertising on other sites, visit aboutads.info/choices.

5. How long do we keep your information?

In short: We keep your information for as long as necessary to fulfill the purposes outlined in this privacy notice unless otherwise required by law.

We will only keep your personal information for as long as it is necessary for the purposes set out in this privacy notice, unless a longer retention period is required or permitted by law. Mortgage lending is subject to substantial recordkeeping requirements, and we retain loan and transaction records for the periods those laws require — which may be considerably longer than we retain ordinary website inquiry data.

When we have no ongoing legitimate business need to process your personal information, we will either delete or anonymize such information, or, if this is not possible (for example, because your personal information has been stored in backup archives), then we will securely store your personal information and isolate it from any further processing until deletion is possible.

6. How do we keep your information safe?

In short: We aim to protect your personal information through a system of organizational and technical security measures.

We have implemented appropriate and reasonable technical and organizational security measures designed to protect the security of any personal information we process. However, despite our safeguards and efforts to secure your information, no electronic transmission over the Internet or information storage technology can be guaranteed to be 100% secure, so we cannot promise or guarantee that hackers, cybercriminals, or other unauthorized third parties will not be able to defeat our security and improperly collect, access, steal, or modify your information. Transmission of personal information to and from our Services is at your own risk. You should only access the Services within a secure environment, and you should not send sensitive information such as your Social Security number or account numbers by ordinary email.

7. Do we collect information from minors?

In short: We do not knowingly collect data from or market to children under 18 years of age.

We do not knowingly solicit data from or market to children under 18 years of age. By using the Services, you represent that you are at least 18 or that you are the parent or guardian of such a minor and consent to such minor dependent's use of the Services. If we learn that personal information from users less than 18 years of age has been collected, we will take reasonable measures to promptly delete such data from our records. If you become aware of any data we may have collected from children under age 18, please contact us at info@origna8.com.

8. What are your privacy rights?

In short: Depending on where you live, you may have rights to access, correct, or delete your personal information, and you may opt out of marketing at any time.

Withdrawing your consent. If we are relying on your consent to process your personal information, which may be express and/or implied consent depending on the applicable law, you have the right to withdraw your consent at any time by contacting us using the details in "How can you contact us about this notice?" below. Please note that this will not affect the lawfulness of the processing before its withdrawal, nor will it affect processing conducted in reliance on lawful grounds other than consent.

Opting out of marketing and promotional communications. You can unsubscribe from our marketing and promotional communications at any time by clicking the unsubscribe link in the emails that we send, or by contacting us. You will then be removed from the marketing lists. However, we may still communicate with you — for example, to send service-related messages necessary for the administration of your loan or account, or to respond to service requests. You may also ask to be placed on our internal do-not-call list at any time.

Reviewing or changing your information. If you would at any time like to review or change the information we hold about you, contact us using the contact information provided. Upon your request, we will delete or deactivate your information from our active databases. However, we may retain some information to prevent fraud, troubleshoot problems, assist with investigations, enforce our legal terms, and comply with applicable legal requirements — including the mortgage recordkeeping obligations described in Section 5.

Cookies and similar technologies. Most web browsers are set to accept cookies by default. If you prefer, you can usually set your browser to remove or reject cookies. If you choose to do so, this could affect certain features of our Services.

If you are located in the EEA or UK and you believe we are unlawfully processing your personal information, you also have the right to complain to your local data protection supervisory authority.

If you have questions or comments about your privacy rights, you may email us at info@origna8.com.

9. Controls for do-not-track features

Most web browsers and some mobile operating systems and mobile applications include a Do-Not-Track ("DNT") feature or setting you can activate to signal your privacy preference not to have data about your online browsing activities monitored and collected. At this stage no uniform technology standard for recognizing and implementing DNT signals has been finalized. As such, we do not currently respond to DNT browser signals or any other mechanism that automatically communicates your choice not to be tracked online. If a standard for online tracking is adopted that we must follow in the future, we will inform you about that practice in a revised version of this privacy notice.

10. Do California residents have specific privacy rights?

In short: Yes. If you are a resident of California, you are granted specific rights regarding access to your personal information.

California Civil Code Section 1798.83, also known as the "Shine The Light" law, permits our users who are California residents to request and obtain from us, once a year and free of charge, information about categories of personal information (if any) we disclosed to third parties for direct marketing purposes and the names and addresses of all third parties with which we shared personal information in the immediately preceding calendar year. If you are a California resident and would like to make such a request, please submit your request in writing using the contact information below.

CCPA privacy notice

The California Code of Regulations defines a "resident" as every individual who is in the State of California for other than a temporary or transitory purpose, and every individual who is domiciled in the State of California who is outside the State of California for a temporary or transitory purpose. All other individuals are defined as "non-residents." If this definition of "resident" applies to you, we must adhere to certain rights and obligations regarding your personal information.

What categories of personal information do we collect? We do not collect personal information simply by your visiting this website. The categories below are collected only when you choose to contact us or provide information in connection with a mortgage inquiry or application.

  • A. Identifiers — contact details such as real name, postal address, telephone number, unique personal identifier, online identifier, IP address, and email address. Collected when you contact us or apply.
  • B. Personal information categories listed in the California Customer Records statute — name, contact information, education, employment, employment history, and financial information. Collected when you apply.
  • C. Protected classification characteristics under California or federal law — Collected only where required for lawful purposes such as government monitoring of loan applications.
  • D. Commercial information — transaction information, financial details, and payment information. Collected when you apply.
  • E. Biometric information — Not collected.
  • F. Internet or other similar network activity — Limited to server and security logs, including IP address and browser user agent.
  • G. Geolocation data — Not collected.
  • H. Audio, electronic, visual, thermal, olfactory, or similar information — Not collected.
  • I. Professional or employment-related information — Collected when you apply, or if you apply for a job with us.
  • J. Education information — Not collected.
  • K. Inferences drawn from other personal information — Not collected.

We may also collect other personal information outside of these categories in instances where you interact with us in person, online, or by phone or mail — for example when receiving help through our support channels, or in the facilitation of our Services and responses to your inquiries.

Will your information be shared with anyone else? We may disclose your personal information to our service providers pursuant to a written contract between us and each service provider. We may use your personal information for our own business purposes, such as undertaking internal research for technological development and demonstration. This is not considered to be "selling" of your personal information. Origna8Mortgage has not disclosed or sold any personal information to third parties for a business or commercial purpose, and will not sell personal information belonging to website visitors, users, and other consumers.

Your rights with respect to your personal data

Right to request deletion of the data. You can ask for the deletion of your personal information. If you ask us to delete your personal information, we will respect your request and delete it, subject to certain exceptions provided by law — such as our compliance requirements resulting from a legal obligation, or any processing required to protect against illegal activities.

Right to be informed. Depending on the circumstances, you have a right to know whether we collect and use your personal information; the categories of personal information that we collect; the purposes for which it is used; whether we sell your personal information to third parties; the categories sold or disclosed for a business purpose; the categories of third parties to whom it was sold or disclosed; and the business or commercial purpose for collecting or selling personal information.

Right to non-discrimination. We will not discriminate against you if you exercise your privacy rights.

Verification process. Upon receiving your request, we will need to verify your identity to determine you are the same person about whom we have information in our system. We will only use personal information provided in your request to verify your identity or authority to make the request, and we will delete such additionally provided information as soon as we finish verifying you.

Other privacy rights. You may object to the processing of your personal information. You may request correction of your personal data if it is incorrect or no longer relevant, or ask to restrict the processing of the information. You can designate an authorized agent to make a request on your behalf; we may deny a request from an authorized agent that does not submit proof of valid authorization.

To exercise these rights, contact us by email at info@origna8.com. If you have a complaint about how we handle your data, we would like to hear from you.

11. Do we make updates to this notice?

In short: Yes, we will update this notice as necessary to stay compliant with relevant laws.

We may update this privacy notice from time to time. The updated version will be indicated by an updated "Last updated" date and will be effective as soon as it is accessible. If we make material changes to this privacy notice, we may notify you either by prominently posting a notice of such changes or by directly sending you a notification. We encourage you to review this privacy notice frequently to be informed of how we are protecting your information.

12. How can you contact us about this notice?

If you have questions or comments about this notice, you may email us at info@origna8.com.

13. How can you review, update, or delete the data we collect from you?

Based on the applicable laws of your country, you may have the right to request access to the personal information we collect from you, change that information, or delete it in some circumstances. To request to review, update, or delete your personal information, please submit a request to info@origna8.com.

14. Mobile messaging privacy

Mobile information will not be shared, sold, or conveyed to third parties for marketing or promotional purposes. Message frequency varies. Message and data rates may apply. Reply STOP to opt out or HELP for assistance. All the above categories exclude text messaging originator opt-in data and consent; this information will not be shared with any third parties.